Stunning Diamond necklace 2.84 tcw white gold

This is a brand new necklace that I received for my birthday.  It is stunning, but doesn't look right on me.  It was hand made in NYC with a 14k white gold setting.  The necklace has 116 round brilliant cut diamonds weighing a total of 2.84 cts.  The diamonds are G-H color and VS2-SI 1 clarity.  It is the shape of a riviera necklace except the necklace doesn't roll and the diamonds only go halfway up the necklace.  


Included with the necklace is an appraisal from a NYC jeweler that values the necklace at $4500. I paid $3,500 but willing to negotiate a bit.


 


Since this is a private sale, there are no returns.